Hello! This is Allison from Loving Living Lancaster and I’m going to be sharing with how becoming a stay at home mom saved me money.
Becoming a stay at home mom was something that I never really thought was possible. My husband and I both had decent jobs, but neither of us had very high paying jobs. When I became pregnant, and throughout my pregnancy, my plan was to return to work after a short 3-month maternity leave. Oh, how having a little one changes your plans!
I can remember sitting in our living room one day, our little one was 6 weeks old, and thinking “oh my gosh, I am going to have to leave him in 6 weeks”. How could I do it? How could I leave him at daycare every day and drive 45 minutes to work. In reality, I could have. I would have really struggled with it, but I could have returned to work. After a long discussion with my husband, we both felt that I was being called to stay at home with our son. It was a very difficult decision, but one that I am so happy we made.
That decision was just the beginning of our journey though; we would have to figure out how to financially make me becoming a stay at home mom feasible. We have cut expenses and taken on extra work. Surprisingly, we are actually making more money with me staying at home than we were if I would have returned to work! Below are a few ways becoming a Stay-at-Home Mom has saved me money:
- Gas- I was driving 60 miles a day to work. Each week, we spent about $40 in gas, just for my vehicle. Now that I am a stay at home mom, I spend maybe $15 a week in gas.
- Clothing-The dress code in the office where I worked was business casual. I spent approximately $1,000 each year on work clothes and shoes. Now, I have just a few business casual outfits, for meetings, church, etc. and that is it!
- Food-I would eat out a few times a week while I was working and would pick up dinner at least once a week on my way home from work. Now that I am home, I cook more and pack my husband’s lunch also.
- Daycare-We live in East Tennessee, and daycare in our area is between $500 and 700 a month. This is a huge expense that we would have incurred if I would have returned to work.
- Couponing-Now that I am at home, I have time to research grocery ads and find coupons to match up with those ads to save money each week on our groceries.
- Budgeting-I have more time to work on our budget and find ways to cut expenses. I also have time to call our providers such as internet, etc. and ask them for lower rates.
- Side Jobs-I have found several ways to not only save money, but also make money from home. This, combined with my husband’s income and our cost savings has allowed us to make even more money than we were before.
I know that being a stay at home mom isn’t for everyone and I have so much respect for working moms. However, if you do feel like you are led to be a stay at home mom, I do encourage you to look at ways to cut costs and bring in additional income from home. It is certainly feasible, it just takes a little creativity!
About the Author:
Allison is a work at home mom and lifestyle blogger. She lives in East Tennessee with her husband, son and three dogs. Allison enjoys sharing her life with her readers and her blog includes a variety of things including motherhood tips, marriage tips, frugal living tips and more! You can read more about Allison at www.lovinglivinglancaster.com